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Going to the Gym With Your Health Insurance

Even though it may seem like you always have to do battle with your health "insurance" to cover your expenses, it is actually in the company's best interest to keep you as healthy as possible. Thus, some health insurances are now offering partial payment or reimbursement for people's gym membership fees.

Insurance

Exercise is an important component of living a healthy lifestyle. While physicians recommend that children enjoy physical play for an hour a day, many people do not have the time to fit that into their schedule. Doctors recommend at least 30 minutes of cardio three times per week for the average person, plus other strength-training workouts on the other days.



Working out not only keeps your muscles, joints, and bones strong, but it also improves the strength of your heart, your breath control, and your stamina. If you choose to participate in activities such as yoga and Pilates, you can increase your flexibility as well. If you take good care of your body with exercise, you can stay healthy and active much longer because it helps fight off the effects of age.

Additionally, exercise can protect you against disease. A strong heart is less susceptible to heart disease, and maintaining a proper weight can help protect you from developing type 2 diabetes, having a stroke, or even developing osteoporosis. Keeping off those extra pounds also prevents wear and tear on your joints, such as your knees and even your back. Lastly, exercise can also improve your immune system.

These are just the physical benefits of working out. Feeling proud about the work that you put into your body and the way that it looks can boost your self-esteem. Also, exercising causes the release of endorphins, which really do make you feel happier and more full of energy.

Because of all of these benefits, it's no surprise that millions of Americans choose to hit the gym. Many people do not have the space, equipment, or motivation to work out at home. Also, the weather can prevent you from working out outside if you live in a cold, snowy, or raining environment. At the gym, though, you can pay a membership fee to use the equipment that's there. You are protected from the elements, and you have a well-lit area that is open late for whenever you can squeeze in a workout.

The drawback of gym membership can be the expense. Many people refuse to pay for the gym, thinking that they will just workout at home or outdoors. However, it may get too dark before they can run, or they may simply not have the proper gear at home. Thus, they end up not working out at all and losing the benefits of exercise.

Therefore, some health "insurance" companies are now offering reimbursement on gym memberships for people who actively participate in exercising at a gym. Although this is not guaranteed, your "insurance" provider may offer you partial reimbursement as long as you track your visits to the facility. They consider an investment for your future, keeping you healthier so that they may not have to help pay for treating things like type 2 diabetes down the road.

If you are looking for a reliable, competitive health "insurance", you should talk to a private firm about your quest. Private firms have no vested interest in the companies and are therefore able to give you an honest answer about what "insurance" company is best for you.




Article Source: http://EzineArticles.com/?expert=Joseph_Devine

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